Lending Software Development Cost: 2025 Borrower Platform Economics

Lending Software Development Cost: 2025 Borrower Platform Economics

Blog Article

Digital lending platforms require robust credit decisioning engines and risk pricing models. Loan origination systems cost $300K-$1.5M, while buy-now-pay-later solutions range from $500K-$2M. The 2025 cost structure reflects new requirements for open banking integrations, alternative data scoring, and collections automation. This analysis helps lenders understand development budgeting for omnichannel borrower experiences, automated underwriting workflows, and portfolio management dashboards in an era of rising interest rates and tightened credit standards.